ISIN: DE000A2ARYR2 | WKN: A2ARYR
as at:

Investor's risk profile

Issue price

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Total risk indicator
(SRI)

Morningstar overall rating™1

Scope rating1

Distribution

Sustainable fund

What does sustainability mean for the ERGO Vermögensmanagement Robust?

The ERGO Vermögensmanagement Robust is classified as a product with environmental or social features (Article 8 product) in accordance with the EU Disclosure Regulation. In order to achieve the sustainable characteristics, we pay particular attention to the following ESG topics with regard to companies and countries as issuers of shares and bonds:

Environment

  • Environmental protection
  • Efficient handling of resources
  • Reduction of greenhouse gas emissions
  • No atomic power*
  • No genetic engineering*
  • Not destroying natural habitats

Social

  • Equal rights
  • Respect for human and labour rights
  • Zero tolerance for banned and nuclear weapons
  • No tobacco* or pornography*

Governance

  • Fighting corruption
  • Transparency and active dialogue with the companies

More information on the fund's sustainability strategy and a list of all exclusion criteria (by company and country) can be found Link. The sustainability-related disclosure pursuant to Art. 10 of the Disclosure Regulation is Link (section Miscellaneous, "Sustainability-related disclosure pursuant to Art. 10 of Regulation (EU) 2019/2088").

* Turnover tolerance 5% each

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Investment strategy

The Fund's objective is to achieve attractive value growth over the medium term, taking into account sustainable aspects. It invests worldwide in a variety of asset classes, such as equities and bonds, and via indirect investments in real estate, precious metals and commodities. The asset classes are defensively oriented, with equities usually accounting for up to 30 percent of the investments held. The Fund places a special focus on risk management in order to achieve moderate fluctuations in unit prices.

Sustainability strategy

Opportunities

Risks

Performance of past 12 month periods (month end)

Status:

Past performance is not indicative of future returns.

Performance of past 12 month periods (month end)

Status:

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Performance in the period of an investment of EUR in .

Investment period

Gross value development excluding a front-end load in the selected period. Past performance information is not a reliable indicator of future performance.

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Average performance (gross) p.a.: 

Performance in the last 12-month periods

Period Gross Net
Past performance is not a reliable indicator of future returns.

Performance (gross)

Period Cumulated p.a.
Stand vom:

Information on performance

On 10.03.2021, changes were made to the Fund's investment policy. The performance shown for the period prior to these changes was therefore achieved under circumstances that are no longer valid.

The gross performance (BVI method) takes into account all costs incurred at fund level (such as management fees). The net performance also takes into account the issuance fee, which reduces the performance. For an investment amount of 1,000 euros, the investor incurs a one-time issuance fee of 4.0% (= 38.46 euros) upon issuance. Since the issuance fee is only charged in the first year, the gross/net performances only differ in this year. The investor may incur additional securities account fees that reduce the performance. Past performance is not a reliable indicator of future performance. Source: MEAG.

Note: On days that fall on a public holiday or a weekend, the price of the previous day or the last available price is used, as it is not possible to determine a price on these days.

Fund key figures

Average yield: 1.80%
Average return: 4.58%
Average remaining term (in years): 5.40
Volatility³ p.a. (3 years): 6.86%

as at: 30.09.2022

Master data

Fund name ERGO Vermögensmanagement Robust
Fund type Global mixed fund
Investor type  Defensive
SRRI 3
Unit class -
ISIN DE000A2ARYR2
Date of issue / formation of the unit class 15.03.2017
Investment term  at least 4 years
SFDR category Art. 8

Further fund data

Fund currency Euro
End of business year 31.03.
Fund manager Dr. Jochen Heubischl
Benchmark index 9% STOXX Europe 600 – NR; 6% S&P 500 hedged in EUR – NR; 3% MSCI Emerging Markets – NR; 62% Bloomberg Barclays Euro Aggregate - TR; 15% Bloomberg Barclays US Aggregate - TR; 5% JPM EMBIG Diversified hedged EUR– TR
Use of profits Distributed
Profit distribution date June
Partial tax exemption  15%
Custodian BNP PARIBAS Securities Services S.C.A.Zweigniederlassung Frankfurt
SRI 2
Savings plan suitable yes
Suitable for employee capital formation no
Swing Pricing no
Guarantee no
Term unlimited
Sales authorisation Germany, Austria

Costs and fees

Current issuance fee 4.00%
Ongoing costs 1.10% (business year 2020/2021)
Current management fee p.a.  0.95%
Performance bonus  no

Target market data

Product category Retail fund (UCITS)
Sales channel Execution only | No consultancy required | Investment advisory services
Customer category Private customer | Pofessional customer | Suitable counterparty
Know-how and/or experience Suitable for investors with basic knowledge of and/or experience with securities
Capacity to bear financial losses Investor can bear losses (no capital protection)
Risk assessment (SRI) 2
Investment target General capital accumulation/optimisation
Investment horizon Medium term (3 - 5 years)
Special requirements Sustainability

ESG Target market data

Classification according to the Disclosure Regulation Product according to Art. 8
Sustainability focus No ESG focus
Minimum share of sustainable investments pursuant to the Disclosure Regulation (Art. 2 No. 7 lit. b MiFID II delegated regulation) 5%
Minimum share of ecologically sustainable investments according to the Taxonomy Ordinance (Art. 2 No. 7 lit. a) MiFID II delegated regulation) 0%
Consideration of the most important negative effects (Art. 2 No. 7 lit. c) MiFID II delegated regulation) Company: Greenhouse gas emissions (Scope 1,2,3, total) | CO2 footprint | GHG intensity of invested companies | Exposure to fossil fuel companies | Proportion of consumption and production of non-renewable energy | Intensity of energy consumption and production of non-renewable energy | Activities that negatively impact biodiversity-sensitive areas | Water pollution | Percentage of hazardous waste | Violation of principles of the UN Global Compact Principles and OECD Guidelines for Multinational Enterprises | Lack of procedures and mechanisms to monitor compliance with the principles of the UN Global Compact and the OECD Guidelines for Multinational Enterprises | Unadjusted gender pay gap | Gender diversity on boards | Commitment regarding controversial weapons (anti-personnel mines, cluster munitions, chemical weapons and biological weapons) States: Greenhouse gas intensity | Investment countries where social violations occur

Sustainability strategy of ERGO Vermögensmanagement Robust 

 

The fund invests preferentially in securities (equities and bonds) of issuers that achieve their economic success with due regard for the environment and society and comply with the principles of good corporate governance. 

The environmental and/or social characteristics promoted by the fund include the following: 

  • Exclusion of companies and countries in accordance with the fund's exclusion policy
  • Consideration of significant negative impacts on sustainability factors when making investment decisions 
  • Minimum proportion of sustainable investments in accordance with the Disclosure Regulation.

These product features are the binding elements of the fund's sustainability strategy.

For further information on the fund's sustainability strategy, please see below (section Miscellaneous, "Sustainability-related disclosure pursuant to Art. 10 of Regulation (EU) 2019/2088").
 

Exclusion criteria

Most importan negative effects (PAI)

Sustainability Disclosure


1Awards
Past awards are not a reliable indicator of future performance and awards. Capital: The award refers to the fund company MEAG. Morningstar Overall Rating (TM) and Scope as at 31.05.2022. Data source - © Morningstar. Scope Analysis GmbH. All rights reserved. More at https://www.meag.com/de/investieren/privatkunden/unsere-ausgezeichneten.html.

2 Benchmark index:
Find out more about the composition of the benchmark index in the "Data" tab.

Volatility:
Data source – © Morningstar. All rights reserved. As at: 31.07.2022